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General Discussions, Forum Registration, and ID Theft and Credit-Related News Stories
News Stories on Identity Theft, Personal Data Thefts and Credit Reporting Abuses
FCRA Statute and Defined Terms Under the FCRA
FCRA Statute And Amendments: 15 U.S.C. 1681, et. seq.
What is a Consumer [Credit] Reporting Agency?
What is a Consumer [Credit] Report?
Resellers: Who are They? What Do They Do? Are They Liable Under the FCRA?
Investigative Consumer [Credit] Reports
Who is a Furnisher?
How to Get Your Credit Reports and How and Who to Write Your Dispute Letters to
How To Get Your Credit Reports
Do You Have To Pay For Your Credit Report?
FCRA Private Rights of Action and Duties Imposed by the FCRA
Impermissible Access: 15 U.S.C. 1681b[f] and 1681q
Front End Duties of the Credit Reporting Agencies: 15 U.S.C. 1681e(b)
Back End Duties of the CRAs: 1681i[a]:
Credit Bureau's Duty to Provide Consumer Documentation to Furnisher: 1681i[a][B]
Duty to Add a Consumer's Dispute Statement in Association with a Specific Account and In Connection with the Credit File/Report: 15 U.S.C. 1681i[c]
Furnisher FCRA Liability: 15 U.S.C. 1681s-2
Failing to Mark Contested Accounts As Disputed: 15 U.S.C. 1681s-2[a]
Obsolescence: When Must the Credit Reportings Come Off of the Credit Report: 15 U.S.C. 1681c
Duty to Notate Disputed Accounts As Such: 15 U.S.C. 1681c[f]
Adverse Action Notice Rules: 15 U.S.C. 1681m and ECOA
Credit Solicitations Are Required to be Clear and Conspicuous: 1681m[d]
Potential Exposure For Sanctions Due to Filing Bad Faith FCRA Cases: 15 U.S.C. 1681n[c], 28 U.S.C. 1927, and Fed.R.Civ.Proc. 11
Credit Repair Organizations Act [CROA]
1681g: Credit Bureaus' Duties to Provide Reports/Disclosures and to Add 100 Word Statements of the Consumer
Affiliate Sharing Problems and Violations, 15 U.S.C. 1681s-3
Common Credit Report Errors and Agency Misconduct
Theft of Identity
Mixed File Cases
Re-Aging: Debt Collector's Efforts to Revive Obsolete Reportings
Reinsertion of Previously Deleted Data: How and When Can It Happen?
VIP Databases and Offline Status
Deceased Reporting Cases
Causation: The Crucial Link Between Breach of a Duty and Damages
Causation to Damage [Proving Your Damages Are Related to and Caused by the Defendants
Types of Damages, Remedies, and Awards Under the FCRA and Related State Law Claims
Damages Under FCRA
Punitive Damages: 15 U.S.C. 1681n
Injunctive Relief: FCRA and State Law
Attorneys' Fees, Litigation Expenses and Costs:
Declaratory Relief Under the FCRA
What is Your Potential Case Worth? Other Case Verdicts, etc.
FCRA Jury and Bench Trial Verdicts
Other Federal Laws Related to Credit Reporting, Data Privacy, Billing Errors and ID Theft
FDCPA Statute And Amendments: 15 U.S.C. 1692, et. seq.
Fair Credit Billing Act, 15 U.S.C. 1666, et. seq.
Identity Theft and Assumption Deterrence Act of 1998, 18 U.S.C. §1028
Home Affordable Modification Program (“HAMP”) and Home Affordable Foreclosure Alternatives Program (“HAFA”)
State Law Claims Related to Credit Reporting, Billing Errors, Privacy Breaches and ID Theft
Invasion of Privacy: State Law
Defamation: State Law
Interference With Prospective Credit: State Law
Interference With Marital/Family Relations: State Law
Infliction of Emotional Distress/Mental Anguish: State Law
Data Breach Claims and Issues
Unfair and Deceptive Trade Practices Claims: State Law
Jurisdiction, Venue, Removal to Federal Court, Remand to State Court, and Other Pre-Trial Jurisdicti
Removal of FCRA Cases From State Court To Federal Court
Personal Jurisdiction and Venue in Credit Reporting Cases
FCRA Litigation Strategies and Procedural Issues and Law
Settlements, Releases, Prevailing Party Status, and Other Things You Need to Know If You Resolve Your Case Before Judgment
Offers of Judgment In FCRA Litigation
Secret Documents, Product Information and Testimony
Choicepoint Secret Documents:
Equifax/CSC and Affiliates Secret Documents:
Experian Secret Documents
Innovis Secret Documents:
Trans Union Secret Documents
Furnisher and Public Records Suppliers Secret Documents
Respondeat Superior, Vicarious Liability, and Whether Others Are Liable
Liability For Employee's FCRA Violations? Liability For FCRA Violations by Third Parties?
FCRA Preemption, Immunity, and Qualified Immunity
FCRA Preemption: 15 U.S.C. 1681t[b][F] and Related Discussions
FCRA Qualified Immunity: 15 U.S.C. 1681h[e] and Related Discussions
States/Govermental Immunity From FCRA Claims?
Jury Voir Dire, Instructions, Verdict Forms, etc.
Jury Instructions and Jury Verdict Forms
Jury Questionnaires, Voir Dire, Jury Selection and Jury Bias
Credit Card Issues
Credit Card Liabilities
Do You Have a Right to Bring Claims and How Long Do You Have?
Statute Of Limitation: 15 U.S.C. 1681p
Standing to Sue
Credit Scores, Adverse Action Codes, and Other Report Codes
Credit Scores, Adverse Action Codes, Risk Factors, Denial Codes and Other Scores and Codes Supplied by the Credit Reporting Agencies
The Mechanics of Credit Reporting
Public Records Reportings [Non-Bankruptcy]
Student Loan Credit Reporting
Metro Tape [I and II]: Standardized Credit Reporting Formats Used by the Credit Industry
Defenses Asserted by Credit Reporting Defendants
What Law Applies? Problems Barring Use of the Court and Law
Arbitration, Forum Selection, Choice of Law, Choice of Venue and Other Adhesionary Clauses
Conflicts of Laws Issues in FCRA and Related State Law Issues
Standing and Statutes of Limitations
Statute Of Limitation: 15 U.S.C. 1681p
FCRA Legal Forms [Suits, Discovery, etc.]
Discovery: Interrogatories, Requests For Production of Documents, Requests to Inspect, Requests For Admissions, Deposition Notices, Subpoenas, Deposit
FCRA Sample Pleadings: Complaints, Motions, Oppositions and Other Standard Lawsuit Filings
Defenses Frequently Asserted by Defendants to Consumer's Actions
FCRA Class Actions and Class Issues
FCRA Class Actions
Special Evidentiary Issues: What is Evidence?
Evidentiary Issues in FCRA Cases
Expert Witnesses, Special Issues and Daubert and Related Challenges
Appellate Issues, Rules, Law, Etc.
Defenses Asserted by Industry and Abuse Stories
Defense Counsel Abuses and War Stories
Law Outlines: Various Topics
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