Search found 7 matches

by Soeur
Thu Feb 23, 2006 2:40 pm
Forum: General Discussion
Topic: Public Record reporting question
Replies: 5
Views: 4554

The key piece of information required by both the FCRA and the California CCRAA – the ‘date of payment’ – is not part of the public record. So how can the CRA’s legally include federal tax liens in consumer credit reports? Since the original question in this post is similar the post “One Negative Re...
by Soeur
Tue Feb 21, 2006 11:11 am
Forum: Bankruptcy Reporting
Topic: Capital One updating after BK
Replies: 5
Views: 6686

Since the BK was just filed Oct 2005, bilbo would not yet have been discharged from paying the CapOne debt during, at the very least, Oct, Nov, Dec, Jan, four of the month's bilbo is questioning. If discharge has not yet been granted, would CapOne be in violation of the automatic stay (as opposed to...
by Soeur
Sun Feb 12, 2006 1:56 pm
Forum: Evidentiary Issues in FCRA Cases
Topic: Must Prove that the CRA Sent Notice of Dispute to Furnisher!
Replies: 4
Views: 9947

In its motion for summary judgment, BBT asserted that it received no notice from a CRA of a problem with Redmond's credit report or a dispute of the information BBT furnished to CRAs that would have triggered BBT's duty to investigate the disputed information. Redmond purports to deny BBT's asserti...
by Soeur
Sat Feb 11, 2006 10:21 pm
Forum: General Discussion
Topic: HOW DO YOU LIKE OUR SITE?
Replies: 15
Views: 15682

Someone help me, please! I can't stop reading your website. You have created an amazing credit-related law library for consumers and attorneys, which I'm sure must have taken hundreds of hours to compile, organize, analyze and comment on the information you are sharing here. Glad I don't have to pay...
by Soeur
Sat Feb 11, 2006 9:59 pm
Forum: Evidentiary Issues in FCRA Cases
Topic: Must Prove that the CRA Sent Notice of Dispute to Furnisher!
Replies: 4
Views: 9947

So...does this mean that a consumer has to have this proof in hand prior to filing suit against a creditor? If so, how are we to obtain proof that the CRA notified the creditor of our dispute? Would the CRA always have to be named as a defendant so that the CRA and creditor can duke it out? Or would...
by Soeur
Thu Feb 09, 2006 2:57 pm
Forum: Evidentiary Issues in FCRA Cases
Topic: Plaintiff Need Not Show CRA How to Do Its Job
Replies: 2
Views: 3142

If possible, could you please post this decision? Thanks.
by Soeur
Tue Feb 07, 2006 12:14 pm
Forum: General Discussion
Topic: In California....State or federal court?
Replies: 0
Views: 1948

In California....State or federal court?

If it's okay, I would like to direct this question to Messrs. Lisiecki, Sola and Trueblood if they participate in this forum: When filing suit against a CRA, OC and/or CA, under what circumstances might it be favorable from a consumer's point of view, to rely solely on the California Consumer Report...

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