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FCRA Class Actions
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Acosta v. Trans Union, LLC: IMPORTANT READNG
1
Administrator
1289
Sun Jul 29, 2007 4:43 pm
Administrator
Shurland v. Bacci Cafe & Pizzeria, ND Ill 8/19/09
0
Administrator
604
Sat Aug 22, 2009 6:08 pm
Administrator
Mirfasihi v. Fleet Mortg. Corp., 7th Cir. 12/30/08
0
Administrator
585
Thu Jan 01, 2009 7:33 am
Administrator
Brittingham v. Cerasimo, Inc., ND Ind. 12/8/08
0
Administrator
497
Wed Dec 24, 2008 6:46 am
Administrator
Harper v. Trans Union, LLC, US 3rd Cir. 11/26/08
0
Administrator
508
Sun Dec 07, 2008 2:25 pm
Administrator
Plaintiff’s FACTA Claim Ineligible for Class Certification
0
Administrator
515
Tue Nov 11, 2008 7:41 am
Administrator
Bateman v. American Multi-Cinema, Inc., CD Cal. 10/24/08
0
Administrator
545
Tue Nov 04, 2008 6:55 am
Administrator
Class settlement order in White v Equifax et al
0
Administrator
561
Sun Oct 05, 2008 9:22 pm
Administrator
Individualized Proof as to Use of Report: In Scope of CR?
0
Administrator
567
Mon Aug 25, 2008 3:23 am
Administrator
Palamara v. Kings Family Restaurants, WD Pa. 4/22/08
0
Administrator
694
Thu May 08, 2008 2:57 am
Administrator
Dixon v. Shamrock Fin. Co., 1st Cir., 4/3/08
1
Administrator
787
Fri Apr 18, 2008 4:10 am
Administrator
Dikeman v. Progressive Express Ins. Co., 11th Cir. 3/26/08
0
Administrator
647
Wed Apr 09, 2008 4:28 am
Administrator
Redmon v. Uncle Julio's of Illinois, Inc., ND Ill. 3/7/08
0
Administrator
657
Sun Mar 30, 2008 8:20 am
Administrator
Dikeman v. Progressive Exp. Ins. Co.
0
Administrator
685
Sun Mar 30, 2008 1:40 am
Administrator
In re Farmers Ins. Co., Inc. FCRA Litigation
2
Administrator
983
Tue Mar 25, 2008 6:33 am
Administrator
Braxton v. Farmer's Ins. Group, ND Ala. 9/16/02
0
Administrator
661
Fri Mar 21, 2008 6:59 am
Administrator
Campos v. ChoicePoint, Inc., SD Ga. 3/27/06
0
Administrator
640
Fri Mar 21, 2008 6:42 am
Administrator
Stawski v. Secured Funding Corp., ED Wis. 3/6/2008
0
Administrator
648
Tue Mar 18, 2008 7:24 am
Administrator
Court Approves FACTA Settlement for 8% of Minimum Damages
0
Administrator
807
Tue Nov 27, 2007 10:30 am
Administrator
CRO's Involvement in Credit Dispute Defeats Class Action
0
Administrator
762
Tue Nov 27, 2007 10:25 am
Administrator
In re H&R Block Mortgage Corporation
0
Administrator
848
Sat Sep 22, 2007 6:17 am
Administrator
Mirfasihi v. Fleet Mortg. Corp.
0
Administrator
869
Sun Sep 16, 2007 10:20 pm
Administrator
Williams v. LexisNexis Risk Management Inc.
0
Administrator
1012
Mon Sep 03, 2007 11:58 pm
Administrator
Korman v. Walking Co.
0
Administrator
879
Mon Sep 03, 2007 11:55 pm
Administrator
Poehl v. Countrywide Home Loans, Inc.
0
Administrator
862
Sun Sep 02, 2007 8:41 pm
Administrator
Bernal v. American Money Centers, Inc.
0
Administrator
849
Sat Sep 01, 2007 9:53 pm
Administrator
Good and Bad in Proposed HIllis v Equifax Settlement
2
Gordon Leech
1472
Sat Aug 18, 2007 4:44 pm
Administrator
Hillis v. Equifax Consumer Services, Inc.
1
Administrator
1199
Sat Aug 18, 2007 4:43 pm
Administrator
Mirfasihi v. Fleet Mortgage Corp.
0
Administrator
852
Sat Aug 18, 2007 4:32 pm
Administrator
District Court Certifies FCRA “Firm Offer” Class
0
Administrator
811
Sat Aug 18, 2007 3:29 am
Administrator
Identity Theft Class Action Dismissed
0
Administrator
800
Sat Aug 18, 2007 3:22 am
Administrator
White v. TransUnion
0
Administrator
787
Sat Aug 18, 2007 2:50 am
Administrator
McFarland v. Calusa Investments, LLC
0
Administrator
916
Sun Jul 29, 2007 5:00 pm
Administrator
Walker v. Calusa Investments, LLC: Class Action
0
Administrator
850
Sun Jul 29, 2007 4:59 pm
Administrator
In re Farmers Ins. Co., Inc., FCRA Litigation
0
Administrator
876
Mon Jul 23, 2007 12:23 am
Administrator
HILLIS V. EQUIFAX AND FAIR ISAAC [FICO]; CLASS ACTION PROPOS
1
David A. Szwak
1481
Mon Jul 02, 2007 3:51 am
Administrator
Nienaber v. Citibank (South Dakota) N.A.
0
Administrator
944
Mon Jun 18, 2007 5:25 am
Administrator
Forrest v. Shenandoah Valley Nat. Park
0
Administrator
960
Thu Jun 07, 2007 2:39 am
Administrator
SAFECO INS. CO. OF AMERICA v. BURR: Supreme Court
7
Administrator
1907
Thu Jun 07, 2007 2:01 am
Administrator
Murray v. GMAC Mortg. Corp.: Class Granted
0
Administrator
1006
Fri May 04, 2007 1:34 am
Administrator
Krey v. Castle Motor Sales, Inc.
0
Administrator
1095
Wed Apr 11, 2007 3:48 am
Administrator
Experian v. Superior Court of Orange County
0
Administrator
968
Wed Apr 11, 2007 2:57 am
Administrator
FREY V. TRANS UNION
0
Administrator
1052
Sat Mar 31, 2007 4:12 am
Administrator
Appeal in Allstate Class: US 6th Circuit
0
Administrator
1435
Sat Mar 17, 2007 2:39 am
Administrator
CLASS ACTION SETTLEMENT WITH PROGRESSINE INSURANCE
0
Administrator
1072
Sat Mar 03, 2007 6:56 pm
Administrator
CLASS ACTION SETTLEMENT WITH CONSUMERINFO.COM/EXPERIAN
0
Administrator
1029
Sun Feb 25, 2007 10:44 pm
Administrator
Class Action: 1681b: Ciccarone v. B.J. Marchese, Inc.
1
David A. Szwak
1610
Tue Feb 06, 2007 3:14 am
Administrator
Byerson v. Equifax Information Services, LLC
0
Administrator
1038
Wed Jan 24, 2007 7:21 am
Administrator
Account Reviews Where There is No Account; Class Settlement
0
Administrator
1164
Sat Dec 23, 2006 7:26 am
Administrator
Class Action: 1681b: Never Certified:Stergiopoulos
1
David A. Szwak
1624
Tue Dec 05, 2006 2:36 am
Administrator
Levine v. World Financial Network Nat. Bank
0
Administrator
1129
Thu Nov 16, 2006 6:08 pm
Administrator
Nienaber v. Citibank (South Dakota) N.A.,
0
Administrator
1222
Thu Nov 16, 2006 6:06 pm
Administrator
Morgan v. Gay and CAFA
0
Administrator
1212
Tue Oct 17, 2006 3:58 pm
Administrator
Mirfasihi v. Fleet Mortgage Corp.
0
Administrator
1143
Sat Sep 30, 2006 11:13 pm
Administrator
Cavin v. Home Loan Center, Inc.
0
Administrator
1159
Sat Sep 30, 2006 11:08 pm
Administrator
Class Action:1681m: Reynolds v. Hartford
3
David A. Szwak
2208
Wed Sep 27, 2006 5:05 am
Administrator
Progressive Insurance Adverse Action Class Settlement
0
Administrator
1440
Mon Jul 31, 2006 9:23 pm
Administrator
Suits Alleges That CRAs Cause Lower Credit Scores, 7.1.2006
0
Administrator
1332
Sat Jul 01, 2006 1:27 am
Administrator
Stoner v. CBA, FCRA class settlement
0
Administrator
1416
Mon May 22, 2006 2:54 am
Administrator
Farmers Insurance - Class Certified - Adverse Action
1
David A. Szwak
1421
Mon Apr 24, 2006 5:24 pm
David A. Szwak
1681m Class Denied: Putkwski v. Irwin Home Equity
0
David A. Szwak
1201
Thu Apr 13, 2006 3:14 am
David A. Szwak
Andrews v. Trans Union [Louisiana state court]: certified
0
David A. Szwak
1216
Tue Jan 24, 2006 7:11 am
David A. Szwak
Account Included in Bankruptcy Class Action: Clark
1
David A. Szwak
1386
Fri Jan 20, 2006 6:38 am
David A. Szwak
Redd v. Arrow Financial Services
0
David A. Szwak
1320
Sun Jan 15, 2006 3:43 am
David A. Szwak
Thomas v. NCO Financial
0
David A. Szwak
1358
Sun Jan 15, 2006 3:40 am
David A. Szwak
Maxwell v. Arrow Financial
0
David A. Szwak
1208
Sun Jan 15, 2006 3:39 am
David A. Szwak
Class Action: 1681m: Anderson v. Capital One: Class Denied
0
David A. Szwak
1400
Tue Jan 03, 2006 6:23 am
David A. Szwak
Putative Class Notice Issues: Guichard v. State Farm
0
David A. Szwak
1458
Thu Dec 29, 2005 5:17 am
David A. Szwak
Another Early Case:Class Denied: Pendleton v. Trans Union
0
David A. Szwak
1290
Thu Dec 29, 2005 5:13 am
David A. Szwak
Early Efforts at FCRA Class Failed:1681m:Kekich v. Travelers
0
David A. Szwak
1277
Thu Dec 29, 2005 5:11 am
David A. Szwak
ID Theft Victim: Class Action Against Wachovia
0
David A. Szwak
1249
Wed Dec 28, 2005 9:52 pm
David A. Szwak
Class Action: Reinvestigation: Stoner v. CBA Information Svc
0
David A. Szwak
1233
Sun Dec 11, 2005 11:17 pm
David A. Szwak
Class Action: 1681m: Price v. United Guaranty Residential
0
David A. Szwak
1223
Sun Dec 11, 2005 11:13 pm
David A. Szwak
Class Action:1681m Thomas v. Cendant Mortgage
0
David A. Szwak
1280
Sun Dec 11, 2005 11:07 pm
David A. Szwak
Class Action: AIIB: Harper v. Equifax, et al
0
David A. Szwak
1283
Sun Dec 11, 2005 11:05 pm
David A. Szwak
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FCRA Class Actions
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General Discussions, Forum Registration, and ID Theft and Credit-Related News Stories
----------------
General Discussion
How To Register For the Forum
How Do I Find the Addresses and Agents For Service of Process for Lenders, Banks, Corporations, etc.
News Stories on Identity Theft, Personal Data Thefts and Credit Reporting Abuses
Collection of Social Security Numbers
Current Cases
Quotes
Lawyer Jokes
How to Get Your Credit Reports and How and Who to Write Your Dispute Letters to
----------------
How To Get Your Credit Reports
Dispute Letters
Do You Have To Pay For Your Credit Report?
FCRA Statute and Defined Terms Under the FCRA
----------------
FCRA Statute And Amendments: 15 U.S.C. 1681, et. seq.
What is a Consumer [Credit] Reporting Agency?
What is a Consumer [Credit] Report?
Resellers: Who are They? What Do They Do? Are They Liable Under the FCRA?
Investigative Consumer [Credit] Reports
Furnishers: Who Are Furnishers?
FCRA Private Rights of Action and Duties Imposed by the FCRA
----------------
Impermissible Access: 15 U.S.C. 1681b[f] and 1681q
Front End Duties of the Credit Reporting Agencies: 15 U.S.C. 1681e(b)
Back End Duties of the CRAs: 1681i[a]:
Credit Bureau's Duty to Provide Consumer Documentation to Furnisher: 1681i[a][2][B]
Duty to Add a Consumer's Dispute Statement in Association with a Specific Account and In Connection with the Credit File/Report: 15 U.S.C. 1681i[c]
Furnisher FCRA Liability: 15 U.S.C. 1681s-2
Failing to Mark Contested Accounts As Disputed: 15 U.S.C. 1681s-2[a][3]
Obsolescence: When Must the Credit Reportings Come Off of the Credit Report: 15 U.S.C. 1681c
Blocking of Information Resulting From ID Theft: 1681c-2
Duty to Notate Disputed Accounts As Such: 15 U.S.C. 1681c[f]
Adverse Action Notice Rules: 15 U.S.C. 1681m and ECOA
Credit Solicitations Are Required to be Clear and Conspicuous: 1681m[d]
Potential Exposure For Sanctions Due to Filing Bad Faith FCRA Cases: 15 U.S.C. 1681n[c], 28 U.S.C. 1927, and Fed.R.Civ.Proc. 11
Credit Repair Organizations Act [CROA]
Disputed Items Cannot Be Re-Sold and Transferred: 1681m[f]
Data Disposal Requirements Under FACTA of 2003
Furnisher-Debt Collectors Must Provide Consumer With Account/Application Information, Etc.: 15 U.S.C. 1681m[g]
Establishment of New Guidelines: 1681s-2[e]
Credit Reporting Agency Liability For Release of Data/Report Improperly
Consumer Reporting Agency's Liability For Wrongful Release or Sale of Information to Others: 1681b and 1681e[a]
Failure to Truncate Credit Card Account Numbers: Private Right: 1681c[g]
Credit Reporting Agency's Duty to Report/Disclose a Consumer's Dispute Related to a Specific Account
Credit Reporting Agency's Duty to Report a Closed Account as Closed
Credit Reporting Agency's Duty to Notify Subscribers/Users of Corrections to Disputing Consumer's Credit Report/File
1681b[g]: If Report Contains Medical Info, Must Have Consumer's Written Consent to Access
Requirement to Add Fraud Alert: 1681c-1
Credit Freeze Laws
Requirement to Report Specified Data Fields in the Metro Tape Sequence
Furnisher's Front End Negative Information Reporting Notice Required Under FACTA Amendment to the FCRA
1681e: Credit Reporting Agencies' Duties in Signing Up Furnishers and Report Buyers
Employer's Access to Credit Reports For Employment Purposes
1681g: Credit Bureaus' Duties to Provide Reports/Disclosures and to Add 100 Word Statements of the Consumer
Affiliate Sharing Problems and Violations
Can You Force a CRA to Report Additional Information?
Resellers: Reinvestigation Duties: 1681i[f]
Common Credit Report Errors and Agency Misconduct
----------------
Credit Errors
Theft of Identity
Mixed File Cases
Re-Aging: Debt Collector's Efforts to Revive Obsolete Reportings
Reinsertion of Previously Deleted Data: How and When Can It Happen?
VIP Databases and Offline Status
Deceased Reporting Cases
Medical Collections and Credit Reporting Issues
Violations of the Automatic Stay and Discharge Order[s] By Credit Reportings
Duplicated Trade Lines Reporting: What Causes It?
Settled For less Than Full Amount: How is that to be Reported?
Credit Reporting of Unliquidated Claims, Speculative Claims and Unenforceable Claims
Landlord-Tenant Credit Reporting Issues
Check Reporting Agencies
Released Tax Liens Not Reporting as Released
Causation: The Crucial Link Between Breach of a Duty and Damages
----------------
Causation to Damage [Proving Your Damages Are Related to and Caused by the Defendants
Types of Damages, Remedies, and Awards Under the FCRA and Related State Law Claims
----------------
Damages Under FCRA
Punitive Damages: 15 U.S.C. 1681n
Punitive Damages, 1681n, and Willfulness Post-Safeco Decision by SCOTUS
Injunctive Relief: FCRA and State Law
Attorneys' Fees, Litigation Expenses and Costs:
Declaratory Relief Under the FCRA
Costs Under 28 USC 1920, Expert Witness Fees, and Other Non-Damage Awards
Security Mechanisms to Stop ID Theft
----------------
Biometrics and Other Computer Authentication and Security Issues
Fraud Alerts, Consumer Statements and Other Useless Features
What is Your Potential Case Worth? Other Case Verdicts, etc.
----------------
FCRA Jury and Bench Trial Verdicts
Review of Jury Awards: FRCP 50[b]
Other Federal Laws Related to Credit Reporting, Data Privacy, Billing Errors and ID Theft
----------------
FDCPA Statute And Amendments: 15 U.S.C. 1692, et. seq.
Electronic Funds Transfer Act: Debit Card Transactions
Equal Credit Opportunity Act
Fair Credit Billing Act, 15 U.S.C. 1666, et. seq.
Gramm-Leach-Bliley Act [GLBA]
Real Estate Settlement Practices Act [RESPA]
Privacy, Driving Records and the Driver's Privacy Protection Act [DPPA]
2005 Identity Theft Enforcement and Protection Act
Governmental/Sovereign Immunity: Can You Sue Governmental Actors for Violating the FCRA?
OFAC Reports and the Law Governing Those Reports
Bank Secrecy Act of 1970
Right to Financial Privacy of 1978
The USA Patriot Act
Foreign Surveillance Intelligence Act [FISA]
Telephone Consumer Protection Act [TCPA], Lousiana’s UTMA and the Junk Fax Prevention Act of 2005
Communications Decency Act
Computer Fraud and Abuse Act, 18 U.S.C. 1030
HIPAA: Medical Records Privacy
Federal Tort Claims Act
Wiretapping, Recording Conversations and Related State and Federal Laws
Justice System Improvement Act Claims
Creditor Reporting Income Attributable to Debtor Based on Defaulted Debt: 26 U.S.C. 7434
1988 Video Privacy Protection Act.
Lanham Act
Electronic Communications Privacy Act, 18 USC. §§2510–2521
State Law Claims Related to Credit Reporting, Billing Errors, Privacy Breaches and ID Theft
----------------
Blacklisting: Statutes and Torts for Blacklisting a Person
Invasion of Privacy: State Law
Defamation: State Law
Interference With Prospective Credit: State Law
Interference With Marital/Family Relations: State Law
Infliction of Emotional Distress/Mental Anguish: State Law
Interference With Contractual Relations
Improvident Lending: Cause of Action
Negligent Supervision, Training and Hiring: State Laws
Deceptive Trade Practices [DTPA] and UDAP Claims: State Laws
Tort of Outrage: State Law
Data Breaches: Negligent Security of Personal ID Information
Antitrust, Copyright and Other Extreme Theories to Avoid
Fraud: Actual or Constructive
Unreasonable Acts of Coercion: Abusive Conduct of the Creditor
State Laws Making Identity Theft a Specific Crime
Unjust Enrichment
Civil Conspiracy: Tort
Breach of Fiduciary Duties
Negligence, Negligent Misrepresentation and Related General Negligence Actions
Abuse of Process/Malicious Prosecution
Key Loggers, Interception of Emails and Related Privacy Breaches
Check Fraud
Jurisdiction, Venue, Removal to Federal Court, Remand to State Court, and Other Pre-Trial Jurisdicti
----------------
Removal of FCRA Cases From State Court To Federal Court
Personal Jurisdiction and Venue in Credit Reporting Cases
Subject Matter Jurisdiction Issues
Abstention Issues
RESPA Actions For Credit Reporting Issues
----------------
RESPA: Section 2605[e][3]: No Credit Reporting During Dispute
FCRA Litigation Strategies and Procedural Issues and Law
----------------
Settlements, Releases, Prevailing Party Status, and Other Things You Need to Know If You Resolve Your Case Before Judgment
Offers of Judgment In FCRA Litigation
Default Judgments and Setting Aside Defaults
Moving to Strike Pleadings and Defenses
Jury Trial: Your Right to a Trial By Jury
Other Trial Issues: Bifurcation of Issues or Parties, etc.
Protective Orders: Defendants Want Them and Why Should You Oppose Them? What is the Law?
Can You Use a Petition Under FRCP 27 Prior to Filing Suit?
Anti-Injunction Act
Do You Have a Right to Bring Claims and How Long Do You Have?
----------------
Non-US Citizen Credit Applicant Issues
Statute Of Limitation: 15 U.S.C. 1681p
Standing to Sue
Secret Documents, Product Information and Testimony
----------------
Acxiom Corporation Secret Documents
Choicepoint Secret Documents:
Equifax/CSC and Affiliates Secret Documents:
Experian Secret Documents
Fair Isaac & Company [FICO]
Innovis Secret Documents:
Trans Union Secret Documents
Furnisher Depositions, Trial and Affidavit Testimony, and Secret Documents
Reseller Depositions, Trial and Affidavit Testimony, and Secret Documents
Other Privacy Laws
----------------
Privacy and Bank Records/Banking Data
Privacy and Medical Records/Data
Privacy and Voter Registration Records/Data
Privacy and Cellular Telephone Records/Data
Respondeat Superior, Vicarious Liability, and Whether Others Are Liable
----------------
Liability For Employee's FCRA Violations? Liability For FCRA Violations by Third Parties?
FCRA Preemption, Immunity, and Qualified Immunity
----------------
FCRA Preemption: 15 U.S.C. 1681t[b][1][F] and Related Discussions
FCRA Qualified Immunity: 15 U.S.C. 1681h[e] and Related Discussions
States/Govermental Immunity From FCRA Claims?
Jury Voir Dire, Instructions, Verdict Forms, etc.
----------------
Jury Instructions and Jury Verdict Forms
Jury Questionnaires, Voir Dire, Jury Selection and Jury Bias
Credit Card Issues
----------------
Credit Card Liabilities
Credit Card Surcharges
Credit Scores, Adverse Action Codes, and Other Report Codes
----------------
Credit Scores, Adverse Action Codes, Risk Factors, Denial Codes and Other Scores and Codes Supplied by the Credit Reporting Agencies
The Mechanics of Credit Reporting
----------------
Public Records Reportings [Non-Bankruptcy]
Bankruptcy Reporting
Student Loan Credit Reporting
Metro Tape [I and II]: Standardized Credit Reporting Formats Used by the Credit Industry
Sharing Information With Affiliates
Military/Armed Forces Issues Involving Credit and Credit Reporting
Defenses Asserted by Industry and Abuse Stories
----------------
Defense Counsel Abuses and War Stories
Defenses Asserted by Credit Reporting Defendants
National Arbitration Forum: Industry's Arbitrator
What Law Applies? Problems Barring Use of the Court and Law
----------------
Arbitration, Forum Selection, Choice of Law, Choice of Venue and Other Adhesionary Clauses
Conflicts of Laws Issues in FCRA and Related State Law Issues
Law of the Case Doctrine, Mandate Rule and Other Possible Interlocutory Ruling Effects
FCRA Legal Forms [Suits, Discovery, etc.]
----------------
Discovery: Interrogatories, Requests For Production of Documents, Requests to Inspect, Requests For Admissions, Deposition Notices, Subpoenas, Deposit
FCRA Sample Pleadings: Complaints, Motions, Oppositions and Other Standard Lawsuit Filings
FCRA Class Actions and Class Issues
----------------
FCRA Class Actions
Special Evidentiary Issues: What is Evidence?
----------------
Evidentiary Issues in FCRA Cases
Appellate Issues, Rules, Law, Etc.
----------------
US 9th Circuit - Amicus Briefs
Amicus Brief - Generally
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