Dear friends, We have now initiated a second site to assist people with specific debt collection issues. Like this site, we engage NACA [NACA.net] members to participate and provide high quality advice and assistance to visitors to our site.
If you like this site, you will want to visit www.MyFairDebt.com
The site is brand new so bear with us while we crank it up.
You can post general comments and questions here. We also strongly encourage you to read the folder topics below and read the informational postings in each folder. You are also encouraged to post questions in the other folders as well. Do not be afraid to post questions or information. There are no "stupid" questions and topic-related information is always welcome. Do not spam our site as we will remove it and block your IP, email address and possibly pursue legal action against you.
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MFD will focus on the FDCPA and the mini-DCPA laws across the US. Some lawyers practice both FDCPA and FCRA but some do not. The laws are quite distinct. In MFD, we look at validation processes, letters from debt collectors, what they can and cannnot say and do, licensing issues, solvency issues, class actions under the FDCPA, etc. There will be some cross over issues. Credit reporting is the real hammer that collectors have to beat down the consumer-debtor, so there will be some duplicated info but better to duplicate it than not. It will take us a little while to get it moving. It is brand new [this week].
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