Unauthorized Use:Creditor Duties

Identity Theft, Account Takeover, Unauthorized Use, Misuse, Apparent Authority, Authorized Use.
David A. Szwak

Unauthorized Use:Creditor Duties

Postby David A. Szwak » Tue Nov 01, 2005 5:21 am

While a credit card issuer, or one acting on its behalf, has a responsibility to prevent unauthorized use, that responsibility does not free the issuer or its agent from the concomitant one of "preventing unauthorized use in a manner to avoid libel by innuendo" with respect to the card holder, declared the court, in Southeast Bankcard Asso. v. Woodruff [1971] 124 Ga.App. 478, 184 S.E.2d 191, in which it affirmed a judgment for the plaintiff card holder in a libel action based on the publication of his name in a credit card cancellation bulletin.

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