Access to Your Own Report Upon Request

Where credit reports can be acquired.
David A. Szwak

Access to Your Own Report Upon Request

Postby David A. Szwak » Sat Oct 01, 2005 6:41 am

Credit bureau must clearly and accurately disclose, upon consumer's request or the request of a person authorized by consumer, the nature and substance of all information in its files which, in any way, concerns the consumer, the identities of the sources of the respective information, and the identities of all recipients of that information in the recent past; otherwise, credit bureau is liable to consumer for violating FCRA. Heath v. Credit Bureau of Sheridan, Inc., 618 F.2d 693 (C.A. Wyo. 1980); Millstone v. O'Hanlon Reports, Inc., 383 F.Supp. 269 (U.S.D.C. E.D. Mo. 1974), affirmed, 528 F.2d 829 (8th Cir. 1976) [Mo.]; Equifax Services, Inc. v. Lamb, 621 S.W.2d 28 (Ky. Ct. App. 1981), cert. denied, 456 U.S. 927 (1982); Collins v. Retail Credit Co., 410 F.Supp. 924 (U.S.D.C. Mich. 1976); Ackerley v. Credit Bureau of Sheridan, Inc., 385 F.Supp. 658 (U.S.D.C. Wyo. 1974); 15 U.S.C. 1681d, 1681g, 1681n-1681p.

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