Use of Matching Programs/Algorithms

Maximum Possible Accuracy
David A. Szwak

Use of Matching Programs/Algorithms

Postby David A. Szwak » Wed Oct 26, 2005 7:27 pm

Plaintiff brought suit against a credit bureau and other because his credit report was improperly accessed from a car dealership. Plaintiff alleged that the credit bureau failed to employ reasonable procedures designed to prevent the dealership from impermissible retrieving his report. The Court summarily denied Plaintiff's claims against the credit bureau by finding that the credit bureau had furnished information to the car dealership in response to a "legitimate request" for the report and used a weighted value system to match up information provided by the dealership to those files it deemed most likely to be matched and destroyed nonresponsive files. Thus, the Court believed that the credit bureau maintained and followed reasonable procedures to limit furnishing of consumer reports to purposes listed in 15 U.S.C. 1681b. Dobson v. Holloway, 828 F.Supp. 975 (U.S.D.C. M.D. Ga. 1993).

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