Accurate at Time Posted;Requires Correction of Public Record

Maximum Possible Accuracy
David A. Szwak

Accurate at Time Posted;Requires Correction of Public Record

Postby David A. Szwak » Tue Nov 01, 2005 4:57 am

You Must Correct the Face of the Public Record then file your Dispute. If Accurate at the Time it was Posted then there is probably no Liability.

McPhee v. Chilton Corp., [1978, U.S.D.C. Conn.] 468 F.Supp. 494

Court held that a credit report truthfully stated that a husband and wife had filed a bankruptcy petition even though it did not mention the fact that the petition had been withdrawn and dismissed within 2 months of its filing, a fact available to the reporting agency when it issued the report but not when it learned that the petition had been filed. The court held the report was accurate, which foreclosed inquiry into whether the reporting agency had followed the reasonable report preparation procedures required by 1681e[b].

Return to “Front End Duties of the Credit Reporting Agencies: 15 U.S.C. 1681e(b)”

Who is online

Users browsing this forum: No registered users and 2 guests