GEO Report: Includes Geographic Data With Credit File

Types, Names, Descriptions, Testimony
David A. Szwak

GEO Report: Includes Geographic Data With Credit File

Postby David A. Szwak » Thu Nov 03, 2005 6:41 pm

Sample Report
Access geographical information in addition to a Credit Profile report.

EQUIFAX GEOCODE Report
EQUIFAX
PO Box 740241
Atlanta, GA 30374-0241
1-800-685-1111
Date Reported: 5/19/2003


Personal InformationName: PAULA CCERASTOSTIGMA Date of Birth: 5/2/1974
SSN: 574-46-2864 Phone:
On File Since: 5/2/1993

Address: 45231 MOESIA RD
BOLIVIA NC
Reported On: 2/1/1999

Address: 701 MXKKT RKCOY XJ YK
BOLIVIA NC 28422
Reported On: 4/1/1998

Address: HUD 72G XZ 7
WINNABOW NC 28479
Reported On: 11/1/1997




Employment InformationCompany Name: PFDQGHUVRQ LQF Occupation:
Date Hired: Separation Date:
Income:


Company Name: EUXQVZLFN FRXQW Occupation:
Date Hired: Separation Date:
Income:


Company Name: XV DUPB Occupation:
Date Hired: Separation Date:
Income:





Geo CodeAddress Indicator: Inq Current (the inquiry is about the current address) ZIP Code: 28422
GEO Status: Block Group Status:
Census Tract Status: MSA Code:
State Code: County Code:
Census Tract Code: Census Tract Suffix:
Block Code:
Latitude: Longitude:
Street Number: 45321 Street Name: MOESHIA
Street Type / Direction: RD City: BOLIVIA
State: NC
Return Code #1: GEO info not found - ZIP missing or zeros
Return Code #2: No match of block group
Return Code #3: No match of census track
Return Code #4: No match of enumeration district
Micro-Vision Code: Micro-Vision Return Code:



Report SummaryTotal # of Trades: 6
Current Trades: 3
Unrated Trades: 0
Curr Neg Trades: 3
Hist Neg Trades: 3
No. of Accts Paid: 1
Curr Past Due: 0
Amount Past Due: $0
30 Days: 0
60 Days: 0
90+ Days: 0
Inquiries: 11
Inq. last 6 mnths: 6
Public Records: 0
Collections: 0
Oldest Trade: 10/1/1994
Accounts Balance: $1,185
Mnthly Payment: $238
Credit Limit: $8,868
High Credit: $8,868
Total Real Est. Bal.: $0
Total Rev. Bal.: $0
Tot. Installment Bal.: $1,185
Available %: 100




ScorecardsScorecard: EDAS
Score: 605
Reasons: NUMBER OF ACCOUNTS SHOWING PAYMENT LATE BY 90 DAYS OR MORE/ PUBLIC RECORD ITEMS


NUMBER OF MONTHS SINCE MOST RECENT LATE PAYMENT


NUMBER OF RETAIL FINANCE ACCOUNTS REPORTED - LAST 6 MONTHS


NUMBER OF PERSONAL LOAN FINANCE INQUIRIES - LAST 24 MONTHS


Scorecard: BEACON
Score: 622
Reasons: Account not paid as agreed, public record, or collection agency filing


Time since delinquency is too recent or unknown


Number of accounts with delinquency


Amount past due on accounts





Trade LinesFirm Name/ID Opened Credit Limit Balance MoPmnt 30 60 90
Account Number Reported High Credit Past Due MoRep Pattern
Acct. Type KOB Chargeoff Orig. Amt. Date Closed Terms
Status Closed Ind Owner
Narratives

COSI RECV/484BB01563 5/1/1995 $1,658 $935 $150 - - -
90909000012 4/1/2003 $1,658 $0 - -
Installment (fixed number of payments) 0 0 - -
(1)Pays account as agreed - Individual



CAP 1 FSB/484BB01456 5/1/1995 $6,873 $250 $50 - - -
90909012455 4/1/2003 $6,873 $0 - -
Installment (fixed number of payments) 0 0 - -
(1)Pays account as agreed - Individual



LECHMERE/404DV00011 2/1/1995 $789 $789 $22 - - -
1/1/2003 $789 $789 - -
Revolving or Option (open-end account) 0 0 - -
(9)Bad debt; placed for collection; skip - Individual
CHARGED OFF ACCOUNT
ACCOUNT INVOLVED IN CHAPTER 13 DEBT ADJ


TOWNCFT CC/444ZR00216 12/1/1996 $1,143 $0 $57 0 2 9
1/1/2003 $1,143 $0 - -
Revolving or Option (open-end account) 0 0 - -
(9)Bad debt; placed for collection; skip - Maker
PAID ACCOUNT / ZERO BALANCE
CHARGE


BB&T/422BB00537 5/1/1995 $6,873 $0 $192 - - -
909090124550000 5/1/1998 $6,873 $0 36 -
Installment (fixed number of payments) 0 0 - -
(1)Pays account as agreed - Individual



PARRISH-CA/422AT00215 10/1/1994 $337 $0 $38 - - -
11/1/1996 $337 $0 - -
Revolving or Option (open-end account) 0 0 - -
(9)Bad debt; placed for collection; skip - Individual





InquiriesDate Subscriber Name Subscriber # Amount
4/21/2003 ADS 999ZS00472
4/19/2003 ADS 999ZS00472
4/19/2003 GE CAP VFS 404FF03589
2/1/2003 FRIEDMAN'S 456JA00950
1/4/2003 ASSOC/CITI 458ON05282
11/2/2002 HB/H CARE 458ON05076
10/25/2002 MOBILECONS 594FZ10967
10/25/2002 CONSECOFIN 613FP20245
4/9/2002 FST CREDIT 146FF00056
4/2/2002 BWKR ASSOC 815HA51879
12/4/2001 SWISS CLNY 668DM04150



Warning MessagesFormer Name: QOSHKXRE N RGCY



EQUIFAX GEOCODE Report
EQUIFAX
PO Box 740241
Atlanta, GA 30374-0241
1-800-685-1111
Date Reported: 5/19/2003


Personal InformationName: PAULA CCERASTOSTIGMA Date of Birth:
SSN: Phone:
On File Since: 2/2/2003

Address: 45231 MOESIA RD
BOLIVIA NC
Reported On: 2/1/2003




Geo CodeAddress Indicator: Inq Current (the inquiry is about the current address) ZIP Code: 28422
GEO Status: Block Group Status:
Census Tract Status: MSA Code:
State Code: County Code:
Census Tract Code: Census Tract Suffix:
Block Code:
Latitude: Longitude:
Street Number: 45321 Street Name: MOESHIA
Street Type / Direction: RD City: BOLIVIA
State: NC
Return Code #1: GEO info not found - ZIP missing or zeros
Return Code #2: No match of block group
Return Code #3: No match of census track
Return Code #4: No match of enumeration district
Micro-Vision Code: Micro-Vision Return Code:



Report SummaryTotal # of Trades: 2
Current Trades: 0
Unrated Trades: 0
Curr Neg Trades: 2
Hist Neg Trades: 2
No. of Accts Paid: 0
Curr Past Due: 0
Amount Past Due: $0
30 Days: 0
60 Days: 0
90+ Days: 0
Inquiries: 0
Inq. last 6 mnths: 0
Public Records: 0
Collections: 0
Oldest Trade: 2/1/1995
Accounts Balance: $0
Mnthly Payment: $0
Credit Limit: $0
High Credit: $0
Total Real Est. Bal.: $0
Total Rev. Bal.: $0
Tot. Installment Bal.: $0
Available %: 0




ScorecardsScorecard: EDAS
Score: 605
Reasons: NUMBER OF ACCOUNTS SHOWING PAYMENT LATE BY 90 DAYS OR MORE/ PUBLIC RECORD ITEMS


NUMBER OF MONTHS SINCE MOST RECENT LATE PAYMENT


NUMBER OF ACCOUNTS ALWAYS PAID AS AGREED


NUMBER OF RETAIL FINANCE ACCOUNTS REPORTED - LAST 6 MONTHS


Scorecard: BEACON
Score: 593
Reasons: Account not paid as agreed, public record, or collection agency filing


Too few accounts currently paid as agreed


Time since delinquency is too recent or unknown


Amount past due on accounts





Trade LinesFirm Name/ID Opened Credit Limit Balance MoPmnt 30 60 90
Account Number Reported High Credit Past Due MoRep Pattern
Acct. Type KOB Chargeoff Orig. Amt. Date Closed Terms
Status Closed Ind Owner
Narratives

LECHMERE/404DV00011 2/1/1995 $789 $789 $22 - - -
2/1/2003 $789 $789 - -
Revolving or Option (open-end account) 0 0 - -
(9)Bad debt; placed for collection; skip - Individual
CHARGED OFF ACCOUNT
ACCOUNT INVOLVED IN CHAPTER 13 DEBT ADJ


TOWNCFT CC/444ZR00216 12/1/1996 $1,143 $0 $57 - - -
2/1/2003 $1,143 $0 - -
Revolving or Option (open-end account) 0 0 - -
(9)Bad debt; placed for collection; skip - Maker
PAID ACCOUNT / ZERO BALANCE
CHARGE


Warning Messages

Return to “Equifax/CSC and Affiliates Secret Documents:”

Who is online

Users browsing this forum: No registered users and 2 guests