Is One Spouse's Report the Same As the Other?

Who has the right to bring FCRA and related claims for credit reporting abuses? What if the plaintiff dies? Can a spouse join in the suit for damages?
David A. Szwak

Is One Spouse's Report the Same As the Other?

Postby David A. Szwak » Tue Nov 29, 2005 2:52 pm

It is permissible to obtain the credit report of a spouse upon investigating the other spouse's application for credit. Koropoulos v. Credit Bureau, Inc., 734 F.2d 37 (D.C. Cir. 1984); Smith v. GSH Residential Real Estate Corp., 935 F.2d 1287 (Table, unpublished) (4th Cir. 1991) [Va.]; 15 U.S.C. 1681b(3)(A).

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