What is Adverse Action? Securty Deposit? Edwards v. Sprint

David A. Szwak

What is Adverse Action? Securty Deposit? Edwards v. Sprint

Postby David A. Szwak » Fri Dec 02, 2005 9:23 pm

Edwards v. Sprint, Inc.,
1998 Westlaw 540039
[9th Cir. 8/17/98] [Nev.]

Dismissal affirmed of plaintiff’s suit alleging FCRA, ECOA and Reg. B violations arising from plaintiff’s acceptance of Sprint’s offer to provide telephone services conditioned upon payment of a security deposit. Plaintiff alleged violation of 1681m, adverse action. The court found, inter alia, that Sprint’s failure to cite written reasons for requiring the security deposit condition for phone service did not constitute “adverse credit action.”

Return to “Adverse Action Notice Rules: 15 U.S.C. 1681m and ECOA”

Who is online

Users browsing this forum: No registered users and 3 guests