| |
WELCOME TO OUR SITE
Welcome to MyFairCredit.com. The attorneys and firms listed below are independent and dedicated to the protection of consumers suffering credit reporting errors through the use of the Fair Credit Reporting Act. Errors and mistakes on your credit report can end. When selecting an attorney regarding your credit issue, it's important for the attorney to have experience in litigation of credit report cases. All the attorneys listed below have experience in litigating credit report error cases. Beware of "credit repair" firms that claim they can restore your credit with a secret method or form. Most all credit repair firms are scams that do not repair or restore your credit.
Independent Attorneys.
- Bennett, Leonard A., Esq. / Virginia, North Carolina
- Choi, Hyung S., Esq. / Arizona
- David Humphreys & Luke Wallace / Oklahoma
- Edelman, Daniel A., Esq. / Illinois
- Feferman, Rick., Esq. / Colorado, New Mexico
- Fishman, James B., Esq., / New York
- Francis & Mailman, P.C. / New Jersey and Pennsylvania
- Gliner, Mitchell D., Esq. / Nevada
- Green, Christopher, Esq. / Washington
- Kemnitzer, Anderson, Barron & Ogilvie, LLP / Northern California
- Kittell, Christopher E., Esq., / Mississippi
- Leech, Gordon R., Esq. / Wisconsin
- Lisiecki, Joseph P., III, Esq. / Southern California - San Diego and Imperial Counties
- Lyons, Thomas, Sr., Esq. / Minnesota
- Rogers, Jon H. / Utah
- Smith-Valentine, Sonya A. / Maryland, The District of Columbia
- Sola, Robert S., P.C. / Oregon
- Szwak, David A., Esq. / Arkansas, Louisiana, Texas
- Trueblood, Alexander B., Esq. / Central California (Los Angeles County)
- Wright, Lisa D., Esq. / Georgia
Held Hostage By Unfair Reporting?
- Theft of Identity Credit Report Error: Are the credit report errors a result of theft of identity and no one listens?
- Mismerge Credit Report Error: Has a business caused an error on your credit report by merging your credit with someone else?
- Re-aging Credit Report Error: Is a collection agency reporting a debt on your credit report as more recent than it actually is to shake you down?
- False Information Credit Report Error: Is a company reporting false information to credit reporting bureaus intentionally or through incompetence?
- Pulled Credit Report: Has someone made an inquiry on your credit report illegally?
FCRA and Fees.
The FCRA allows you to seek your attorney's fees from the parties responsible for reporting errors on your credit report. So in many cases, attorneys handling these claims may represent you on a contingency fee basis, where you pay no attorney's fee unless there is a recovery. You should discuss the fee arrangement with any attorney that you consider retaining for your claims to find out what fee he or she will charge to represent you.
Documents Are Important.
To evaluate the credit reporting mistake made on your report it's usually important to look at documents, especially the most recent copy of your credit report with the credit reporting errors. Changes to the Fair Credit Reporting Act require major credit reporting bureaus (Equifax, Experian and Trans Union) to provide you a free credit report every 12 months. Try online at https://www.annualcreditreport.com. If that doesn't work (unfortunately a frequent occurrence) you can request it by mail using a form from the same site (also available under "links" on this site).
Even better, any creditor can provide you with a copy of a credit report that was used to take adverse action (e.g. application declined or higher interest rate) regarding your credit. It can be difficult to get the creditor to provide what he is allowed to under law. 15 U.S.C. 1681e(c).
A consumer reporting agency may not prohibit a company that pulled your credit report from providing you a copy if that company took "adverse action" based in whole or part on information from the credit report.
Area Attorney.
Look for the attorney in your state by looking under About the Attorneys. There are attorneys representing Virginia, North Carolina, Arizona, Oklahoma, Illinois, Colorado, New Mexico, New York, New Jersey, Pennsylvania, Nevada, Washington, Mississippi, Wisconsin, California, Maryland, Washington D.C., Oregon, Arkansas, Louisiana, Texas, California and Georgia.
Forum.
Check out the forum for more information. http://www.myfaircredit.com/forum.
|
|
